{"id":19747,"date":"2025-01-15T17:17:12","date_gmt":"2025-01-15T17:17:12","guid":{"rendered":"https:\/\/finalto.com\/resources\/news-events\/news\/%e6%98%af%e4%bf%a1%e5%bf%83%e8%bf%98%e6%98%af%e8%87%aa%e6%bb%a1%ef%bc%9f2025%e5%b9%b4%e7%9a%84%e9%a3%8e%e9%99%a9%e5%b1%95%e6%9c%9b\/"},"modified":"2026-06-16T14:34:01","modified_gmt":"2026-06-16T13:34:01","slug":"%e6%98%af%e4%bf%a1%e5%bf%83%e8%bf%98%e6%98%af%e8%87%aa%e6%bb%a1%ef%bc%9f2025%e5%b9%b4%e7%9a%84%e9%a3%8e%e9%99%a9%e5%b1%95%e6%9c%9b","status":"publish","type":"post","link":"https:\/\/finalto.com\/zh-hans\/resources\/news-events\/news\/%e6%98%af%e4%bf%a1%e5%bf%83%e8%bf%98%e6%98%af%e8%87%aa%e6%bb%a1%ef%bc%9f2025%e5%b9%b4%e7%9a%84%e9%a3%8e%e9%99%a9%e5%b1%95%e6%9c%9b\/","title":{"rendered":"\u662f\u4fe1\u5fc3\u8fd8\u662f\u81ea\u6ee1\uff1f2025\u5e74\u7684\u98ce\u9669\u5c55\u671b"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">\u662f\u4fe1\u5fc3\u8fd8\u662f\u81ea\u6ee1\uff1f2025\u5e74\u7684\u98ce\u9669\u5c55\u671b <\/h1>\n\n<p>\u5728\u8fbe\u6c83\u65af\u5e74\u4f1a\u53ec\u5f00\u524d\u5915\uff0c\u4e16\u754c\u7ecf\u6d4e\u8bba\u575b\u53d1\u5e03\u4e86\u300a<a href=\"https:\/\/www.weforum.org\/publications\/global-risks-report-2025\/digest\/\" target=\"_blank\" rel=\"noopener\">2025\u5e74\u5168\u7403\u98ce\u9669\u62a5\u544a<\/a>\u300b\u3002\u8fd9\u4efd\u62a5\u544a\u751f\u52a8\u5730\u5c55\u73b0\u4e86\u90a3\u4e9b\u8ba9\u653f\u5546\u7cbe\u82f1\u591c\u4e0d\u80fd\u5bd0\u7684\u9690\u5fe7\u3002 <\/p>\n\n<p>\u5f53\u88ab\u95ee\u53ca\u957f\u671f\u98ce\u9669\u65f6\uff0c\u5927\u591a\u6570\u53d7\u8bbf\u8005\u63d0\u5230\u4e86\u5bf9\u6781\u7aef\u5929\u6c14\u4e8b\u4ef6\u7684\u62c5\u5fe7\u3002\u8fd9\u5e76\u4e0d\u4ee4\u4eba\u610f\u5916\u3002\u6b63\u5982\u62a5\u544a\u6240\u6307\u51fa\u7684\uff0c\u201c\u81ea2006\u5e74\u300a\u5168\u7403\u98ce\u9669\u62a5\u544a\u300b\u53d1\u5e03\u4ee5\u6765\uff0c\u73af\u5883\u98ce\u9669\u7684\u5f71\u54cd\u5728\u5f3a\u5ea6\u548c\u9891\u7387\u4e0a\u5747\u6709\u6240\u52a0\u5267\u201d\u3002\u9884\u8ba1\u672a\u6765\u51e0\u5e74\uff0c\u6781\u7aef\u5929\u6c14\u4e8b\u4ef6\u5c06\u53d8\u5f97\u66f4\u52a0\u9891\u7e41\u548c\u4e25\u91cd\u3002   <\/p>\n\n<p>\u4e3a\u4e86\u66f4\u5168\u9762\u5730\u4e86\u89e3\u73af\u5883\u98ce\u9669\u95ee\u9898\u7684\u4e25\u91cd\u7a0b\u5ea6\uff0c\u53d7\u8bbf\u8005\u8ba4\u4e3a\u672a\u6765\u5341\u5e74\u5f71\u54cd\u6700\u4e25\u91cd\u7684\u56db\u5927\u98ce\u9669\u5747\u4e0e\u73af\u5883\u76f8\u5173\u3002<\/p>\n\n<p>\u6c14\u5019\u98ce\u9669\u5df2\u4e0d\u518d\u662f\u9065\u8fdc\u800c\u62bd\u8c61\u7684\u62c5\u5fe7\u3002\u5728\u77ed\u671f\u5185\uff082\u5e74\uff09\uff0c\u53d7\u8bbf\u8005\u8ba4\u4e3a\u6781\u7aef\u5929\u6c14\u5f88\u53ef\u80fd\u6210\u4e3a\u5f71\u54cd\u6700\u5927\u7684\u7b2c\u4e8c\u5927\u98ce\u9669\u3002 <\/p>\n\n<p>\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u8c03\u67e5\u663e\u793a\uff0c\u4e16\u754c\u5404\u56fd\u9886\u5bfc\u4eba\u76ee\u524d\u5e76\u672a\u5c06\u7ecf\u6d4e\u51b2\u51fb\u7684\u98ce\u9669\u89c6\u4e3a\u9996\u8981\u5173\u5207\u3002\u65e0\u8bba\u662f\u77ed\u671f\u98ce\u9669\u8fd8\u662f\u5341\u5e74\u671f\u98ce\u9669\uff0c\u7ecf\u6d4e\u98ce\u9669\u5747\u672a\u8dfb\u8eab\u524d\u5341\u3002 <\/p>\n\n<p>\u4eca\u5e74\u5bf9\u7ecf\u6d4e\u7684\u4e50\u89c2\u60c5\u7eea\u4e0e\u53bb\u5e74\u7684\u62a5\u544a\u5f62\u6210\u4e86\u9c9c\u660e\u5bf9\u6bd4<a href=\"https:\/\/www.weforum.org\/stories\/2025\/01\/3-surprising-findings-global-risks-report-2025\/\" target=\"_blank\" rel=\"noopener\">\u2014\u2014\u5728\u53bb\u5e74\u7684\u62a5\u544a\u4e2d\uff0c\u901a\u8d27\u81a8\u80c0\u548c\u7ecf\u6d4e\u8870\u9000\u5747\u88ab\u5217<\/a>\u4e3a\u5341\u5927\u98ce\u9669\u4e4b\u4e00\u3002<\/p>\n\n<h4 class=\"wp-block-heading\">\u7cfb\u7edf\u6027\u98ce\u9669<\/h4>\n\n<p>\u5bf9\u7ecf\u6d4e\u7a33\u5b9a\u76f8\u5bf9\u7f3a\u4e4f\u7684\u5173\u6ce8\uff0c\u7a76\u7adf\u662f\u4f53\u73b0\u4e86\u4fe1\u5fc3\uff0c\u8fd8\u662f\u7f3a\u4e4f\u8fdc\u89c1\uff1f\u53ef\u4ee5\u63a8\u6d4b\uff0c\u6c14\u5019\u53d8\u5316\u7684\u9634\u5f71\u2014\u2014\u8fd9\u53ef\u4ee5\u7406\u89e3\u2014\u2014\u6b63\u5728\u63a9\u76d6\u5176\u4ed6\u7cfb\u7edf\u6027\u5a01\u80c1\u3002 <\/p>\n\n<p>\u5f53\u7136\uff0c\u6b63\u5982\u300a\u98ce\u9669\u62a5\u544a\u300b\u6240\u6307\u51fa\u7684\uff0c\u98ce\u9669\u4e4b\u95f4\u662f\u76f8\u4e92\u5173\u8054\u7684\u3002<\/p>\n\n<p>\u6781\u7aef\u5929\u6c14\u53ef\u80fd\u52a0\u5267\u4e0d\u5e73\u7b49\u73b0\u8c61\u548c\u5730\u7f18\u653f\u6cbb\u7d27\u5f20\u5c40\u52bf\u3002\u51b2\u7a81\u4f1a\u5e26\u6765\u96be\u4ee5\u9884\u6599\u7684\u7ecf\u6d4e\u540e\u679c\uff0c\u5e76\u52a0\u5267\u793e\u4f1a\u52a8\u8361\u3002\u865a\u5047\u4fe1\u606f\u548c\u793e\u4f1a\u4e24\u6781\u5206\u5316\u65e2\u53ef\u80fd\u56e0\u7834\u574f\u6027\u75ab\u60c5\u800c\u52a0\u5267\uff0c\u4e5f\u53ef\u80fd\u963b\u788d\u6211\u4eec\u5bf9\u75ab\u60c5\u7684\u5e94\u5bf9\u3002  <\/p>\n\n<p>\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u4e0d\u5e73\u7b49\u88ab\u5217\u4e3a\u300a\u5e74\u5ea6\u62a5\u544a\u300b\u4e2d\u7684\u5341\u5927\u98ce\u9669\u4e4b\u4e00\uff0c\u5f52\u7c7b\u4e3a\u201c\u793e\u4f1a\u98ce\u9669\u201d\u3002\u4f46\u6536\u5165\u5206\u914d\u95ee\u9898\u65e0\u6cd5\u4e0e\u68d8\u624b\u7684\u7ecf\u6d4e\u95ee\u9898\u5b8c\u5168\u5272\u88c2\u5f00\u6765\u3002\u4e0d\u5e73\u7b49\u7a0b\u5ea6\u5728\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u53d6\u51b3\u4e8e\u7ecf\u6d4e\u653f\u7b56\u7684\u9009\u62e9\u3002\u800c\u4e14\uff0c\u9ad8\u5ea6\u4e0d\u5e73\u7b49\u7684\u793e\u4f1a\u4e0e\u66f4\u52a0\u5e73\u7b49<a href=\"https:\/\/www.epi.org\/publication\/inequalitys-drag-on-aggregate-demand\/\" target=\"_blank\" rel=\"noopener\">\u7684\u793e\u4f1a\u8868\u73b0\u5404\u4e0d\u76f8\u540c<\/a>\u3002  <\/p>\n\n<h4 class=\"wp-block-heading\">\u52a8\u8361\u65f6\u671f<\/h4>\n\n<p>2025\u5e74\u5df2\u7136\u7b3c\u7f69\u5728\u5e02\u573a\u4e0d\u786e\u5b9a\u6027\u4e4b\u4e2d\u3002\u4f8b\u5982\uff0c\u7f8e\u56fd\u56fd\u503a\u6536\u76ca\u7387\u4e0a\u5347\u8fd9\u4e00\u73b0\u8c61\uff0c\u4e0d\u4ec5<a href=\"https:\/\/www.theguardian.com\/business\/2025\/jan\/15\/how-to-shockproof-the-uk-economys-exposure-to-global-risks\" target=\"_blank\" rel=\"noopener\">\u5f15\u53d1\u4e86\u82f1\u56fd\u5e02\u573a\u7684\u6ce2\u52a8<\/a>\uff0c\u66f4<a href=\"https:\/\/www.bbc.co.uk\/news\/articles\/c3rwxp95730o\" target=\"_blank\" rel=\"noopener\">\u8ba9\u5510\u5b81\u8857\u5934\u75bc\u4e0d\u5df2<\/a>\u3002 <\/p>\n\n<p>\u6211\u4eec\u5c1a\u4e0d\u6e05\u695a<a href=\"https:\/\/finalto.com\/uk\/blogs\/what-would-president-trump-2-0-mean-for-markets\/\">\u5510\u7eb3\u5fb7\u00b7\u7279\u6717\u666e\u7684\u5173\u7a0e\u653f\u7b56<\/a>\u5c06\u91c7\u53d6\u4f55\u79cd\u5f62\u5f0f\uff0c\u4e5f\u4e0d\u6e05\u695a\u5176\u5c06\u9020\u6210\u591a\u5927\u7a0b\u5ea6\u7684\u51b2\u51fb\u3002\u4f46\u53ef\u4ee5\u80af\u5b9a\u7684\u662f\uff0c\u4ed6\u7684\u4efb\u671f\u7edd\u975e\u4e00\u6210\u4e0d\u53d8\u3002 <\/p>\n\n<h4 class=\"wp-block-heading\">\u6c14\u5019\u53d8\u5316\u7684\u7ecf\u6d4e\u5f71\u54cd<\/h4>\n\n<p>\u7406\u89e3\u6c14\u5019\u98ce\u9669\u4f18\u5148\u7ea7\u7684\u4e00\u79cd\u66ff\u4ee3\u65b9\u5f0f\u662f\u8ba4\u8bc6\u5230\uff1a\u6c14\u5019\u53d8\u5316\u6b63\u662f\u5178\u578b\u7684\u7cfb\u7edf\u6027\u98ce\u9669\u3002\u5176\u5f71\u54cd\u5177\u6709\u5168\u7403\u6027\u3001\u590d\u6742\u6027\u4e14\u4e0d\u53ef\u907f\u514d\u3002 <\/p>\n\n<p>\u6211\u4eec\u5e94\u5bf9\u6c14\u5019\u53d8\u5316\u7684\u63aa\u65bd\u4e5f\u4f1a\u4ea7\u751f\u6b21\u751f\u5f71\u54cd\u3002\u4f8b\u5982\uff0c\u57281\u6708\u4efd\u6d1b\u6749\u77f6\u53d1\u751f\u706b\u707e\u4e4b\u524d\uff0c\u5c31\u6709\u8bb8\u591a\u4fdd\u9669\u516c\u53f8<a href=\"https:\/\/www.latimes.com\/business\/story\/2025-01-12\/california-homeowners-are-getting-cancelled-by-their-insurers-and-the-reasons-are-dubious\" target=\"_blank\" rel=\"noopener\">\u9009\u62e9\u4e0d\u518d\u7eed\u7b7e<\/a>\u52a0\u5229\u798f\u5c3c\u4e9a\u5dde\u67d0\u4e9b\u5730\u533a\u7684\u706b\u707e\u4fdd\u9669\u5355\u3002 <\/p>\n\n<p>\u4fdd\u9669\u5e02\u573a\u7684\u53d8\u5316\u4e0d\u4ec5\u589e\u52a0\u4e86\u623f\u4ea7\u6240\u6709\u8005\u7684\u98ce\u9669\u3002\u6b63\u5982\u7814\u7a76\u4eba\u5458<a href=\"https:\/\/www.brookings.edu\/articles\/how-is-climate-change-impacting-home-insurance-markets\/\" target=\"_blank\" rel=\"noopener\">\u6307\u51fa\u7684\uff0c<\/a>\u8d2d\u4e70\u623f\u5c4b\u4fdd\u9669\u901a\u5e38\u662f\u83b7\u5f97\u8d37\u6b3e\u7684\u5fc5\u8981\u6761\u4ef6\u3002\u968f\u7740\u4fdd\u9669\u8d39\u7528\u4e0d\u65ad\u4e0a\u6da8\u2014\u2014\u5728\u67d0\u4e9b\u5730\u533a\uff0c\u65e0\u8bba\u51fa\u4ef7\u591a\u9ad8\u90fd\u51e0\u4e4e\u65e0\u6cd5\u6295\u4fdd\u2014\u2014\u4f4f\u623f\u7684\u6210\u672c\u548c\u4f9b\u5e94\u53ef\u80fd\u4f1a\u53d7\u5230\u4e25\u91cd\u5f71\u54cd\u3002  <\/p>\n\n<p>\u6b64\u5916\uff0c\u7f13\u89e3\u6c14\u5019\u53d8\u5316\u5f71\u54cd\u7684\u52aa\u529b\u672c\u8eab\u4e5f\u4f1a\u5e26\u6765\u6210\u672c\uff08\u548c\u673a\u9047\uff09\u3002<\/p>\n\n<h4 class=\"wp-block-heading\">\u7545\u60f32025<\/h4>\n\n<p>\u5982\u6b32\u8fdb\u4e00\u6b65\u4e86\u89e3\u8fd9\u4e00\u5e74\u53ef\u80fd\u5448\u73b0\u7684\u666f\u8c61\uff0c\u8bf7\u52a1\u5fc5\u5173\u6ce8 Finalto \u7684\u300a2025 \u5e74\u89c2\u5bdf\u6e05\u5355\u300b\u3002 \u5728\u300a2025\u5e74\u89c2\u5bdf\u6e05\u5355\uff1a\u4e16\u754c\u5904\u4e8e\u5341\u5b57\u8def\u53e3\u300b\u4e2d\uff0c\u6211\u4eec\u63a2\u8ba8\u4e862025\u5e74\u53ca\u4ee5\u540e\u4e16\u754c\u53ef\u80fd\u9762\u4e34\u7684\u622a\u7136\u4e0d\u540c\u7684\u53d1\u5c55\u8def\u5f84\u3002\u8fd9\u4e9b\u60c5\u666f\u65e8\u5728\u4f5c\u4e3a\u601d\u60f3\u5b9e\u9a8c\uff0c\u5e2e\u52a9\u6211\u4eec\u8ba4\u8bc6\u5230\u5f53\u4e0b\u5c40\u52bf\u7684\u5229\u5bb3\u5173\u7cfb\u2014\u2014\u4ee5\u53ca\u672a\u676512\u4e2a\u6708\u5c06\u9762\u4e34\u7684\u98ce\u9669\u4e0e\u673a\u9047\u3002<a href=\"https:\/\/finalto.com\/uk\/white-papers\/the-watchlist-2025\/\">\u8bf7\u70b9\u51fb\u6b64\u5904\u4e0b\u8f7d\u62a5\u544a<\/a>\u3002  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