We sat down with Paul Groves, UK CEO at Finalto, to reflect on the market dynamics that defined 2025, discuss the company’s key achievements, and share insights into what lies ahead for global markets and Finalto’s strategic priorities in 2026 and beyond. 

1. How would you describe market conditions in 2025?

I would describe market conditions in 2025 as volatile, with too much emphasis on one product – Gold. This concentration creates risk, highlighting the importance of diversification and a broader strategic approach. 

2. What were Finalto’s biggest achievements this year, and what do you feel most proud of? 

While liquidity provision is sometimes taken for granted, our ability to consistently offer stable and competitive pricing during periods of extreme volatility across multiple asset classes has truly set us apart this year.

3. Finalto is a global company. Did the various regions face different challenges? 

Given that market concentration was centred around a small number of products, our offices across all regions faced largely the same challenges. Through close collaboration, we were able to confront these issues effectively and navigate the environment together.

4. From a macro perspective, what do you expect the global markets to look like in 2026?

The geopolitical tensions and broader global issues that shaped 2025 have not disappeared and will continue into 2026. I expect a similar environment, characterised by sharp periods of volatility interspersed with relatively short-lived lulls. 

5. What is your outlook for Finalto in 2026? Where will we be focusing our efforts?  

We have a planned launch of a new product line in Q1 2026, with more details to be announced in due course. Alongside this, we will continue to enhance key aspects of our pricing, further improving the overall client experience. 

6. What opportunities and challenges do you expect clients, and the broader sector, to face in 2026 (and beyond)?

The market conditions we experienced in 2025 are likely to represent the new normal. With current global leadership dynamics, we should expect more of the same. Our role is to equip clients with robust products and services they can build their businesses around, enabling them to capitalise on the opportunities that volatility creates. At the same time, concentration risk remains a key challenge. An overreliance on a single product creates vulnerabilities for both clients and the wider sector. We all need to actively promote diversification across the full range of asset classes we offer to help mitigate these risks. 

As we move into 2026, the market environment is unlikely to become any easier, with volatility and uncertainty set to remain defining features. However, these conditions also create opportunity. Finalto’s focus will remain on resilience, innovation, and diversification, delivering reliable liquidity, expanding our product offering, and continuously enhancing the client experience. By helping clients manage risk and access a broader range of asset classes, we aim to support sustainable growth and long-term success, regardless of market conditions. 

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