2025 was a year of transformation, not only in geopolitics and markets, but in how we work. At Finalto, our experts have been exploring the technologies and trends reshaping financial services and redefining workflows. More importantly, they’ve focused on how to navigate these shifts: building systems and governance that make innovation effective while safeguarding accountability, transparency, and service excellence. And because technology is only as strong as the people behind it, we’ve also asked how to invest in talent to unlock the full potential of digital transformation.
We’re pleased to share a selection of articles from our team, exploring the technologies, trends, and strategies shaping our industry and transforming the way we work.
Automation & Accountability
From Finalto Group Head of Regulatory Reporting Eric Odotei, a pair of articles about the process and strategies that will help ensure the breakneck rate of AI development will translate into more transparent and equitable ways of working.
In ‘AI in Financial Services: Ongoing Accountability Requires a Clear Strategy’, Eric lays out the ‘real risks in relying on black box systems that produce results without offering any transparency into how those results were reached’ and considers strategies for making AI more accountable, and the importance of an AI strategy that contributes to transparency, fairness and compliance.
In a companion piece, Eric considers the challenges and paradoxes of regulating AI to promote responsible innovation without hampering dynamism: The AI Regulation Paradox: Striking a Balance Between Innovation and Oversight
Staying on the theme of AI, Oscar Chu, Head of Business Intelligence at Finalto, takes a close, technical (but highly readable) look at how the financial services industry must adapt to the rise of AI, from modernising infrastructure and governance to developing the right talent capabilities. Don’t miss it: AI is Eating Software: Three Ways Financial Services Must Adapt
Last but certainly not least, Finalto CASS Manager Darren O’Hare explains why automating complex processes like CASS Compliance should be a means to more sophisticated governance processes and, ultimately, as part of a broader business strategy. Check out Darren’s piece here.
Partners in Growth
One of the key tenets at Finalto is that good service is ultimately about partnering with your clients to deliver sustainable, accelerated growth.
Finalto Business Development Manager Stacey Van Niekerk explores how Liquidity Providers can empower brokers to differentiate themselves in a crowded market and deliver the level of service investors genuinely value. As Stacey explains, “investors want speed, flexibility, and competitive pricing, while brokers must balance these expectations with regulatory obligations and risk management. The good news? These objectives can converge.” Read Stacey’s piece here.
Luis Raposo Dos Santos, Sales Director for Latin America at Finalto, considers how LPs can help their clients navigate an increasingly regulated business environment. As Luis says, “LPs that offer customised pricing and tailored liquidity solutions, based on the evolving needs of brokers, prop firms, and other market businesses, will be better positioned to support growth in a tight regulatory landscape.”
Partnership can also take the form of designing products that suit your clients’ specific needs. As Shane Tan, Vice President Institutional Sales at Finalto Asia, explains, “adapting our offerings to meet changing client needs is essential in a fast-moving economic and technological landscape”. However, innovation needs to be purposeful and responsible, designed to optimise how market participants access and manage exposures. Be sure to catch Shane’s piece on smart innovation.
For a deeper dive into Finalto’s innovative previous metal offering Finalto Asia CEO Alex Mackinnon gives an overview of how the company’s flexible multi-currency gold offering. Importantly, Alex points out, “these developments are enabled by ongoing investment in regional technology and infrastructure and regular product refinements based on client feedback”. Read more here.
The Changing Face of Money
From the Finalto Blog, a pair of big picture pieces on how technology could change the meaning of money. How central bank digital currencies could change everything (and why they probably won’t) unpacks how digital currencies could threaten monetary policy as we know it, and how lawmakers are responding.
Crypto & the code of law: Why flexible trading strategies matter notes that technological innovation often moves more quickly than legal innovation – and businesses need flexible strategies to adapt.
Discover how Finalto can help turn insight into action. Speak to our team to get expert advice and discover how Finalto’s innovative offering is designed to help your business thrive in a complex, evolving business environment.
All opinions, news, research, analysis, prices or other information is provided as general market commentary and not as investment advice and all potential results discussed are not guaranteed to be achieved. The information may have been derived from publicly available sources, company reports, personal research, or surveys. Past performance is not indicative of future performance. Trading carries risk of capital loss. Service available to professional clients only.
