Website Terms of Use.
Access to Website
These website terms of use (“Terms”) are between you and the Finalto group entity operating the relevant website that you have accessed (“Finalto”, “we”, “us” or “our”) as indicated on the Finalto website (“Website”). By accessing or using the Website, you agree to these Terms. If you do not agree, you must not access or use this Website.
The Website is not directed at any person in any jurisdiction where its publication, availability or use would be contrary to applicable law or regulation.
Website Content and Intellectual Property
All content on this Website, including text, graphics, images, logos, trade marks, software, design, layout, audio, video, downloads, documents and other materials made available on or through it (“Website Content”), is owned by or licensed to Finalto or members of the Finalto group unless otherwise stated.
You may access, view and print Website Content solely for your internal business, personal or other non-commercial use. You must not alter, delete from, add to, reproduce, distribute, publish, transmit, commercially exploit or otherwise misuse any Website Content.
You must not, without our prior written consent:
- copy, reproduce, modify, adapt, translate, distribute, publish, sell, license, transmit, display or create derivative works from any Website Content;
- use Website Content for commercial purposes; remove, obscure or alter any copyright, trade mark or proprietary notices;
- use any automated means, including artificial intelligence tools, scrapers, crawlers, bots or similar technologies, to access, copy, monitor, extract, reproduce or otherwise use Website Content;
- or use this Website or Website Content in any way that infringes our rights or the rights of any third party.
Trade Marks
“Finalto”, the Finalto logo and any related names, logos, product names or service names displayed on this Website are trade marks or trade names of Finalto, members of the Finalto group or their licensors.
You may not use, copy, reproduce, adapt, modify, remove or display any Finalto trade mark, logo or branding without our prior written consent, except as expressly permitted by law.
The names and logos of third parties appearing on this Website may be trade marks of their respective owners and are used for identification purposes only.
Accuracy and Availability of Information
Although we take reasonable steps to maintain the information on this Website, we make no representation, warranty or guarantee that the Website Content is accurate, complete, current or free from errors or omissions. We may change, update or remove Website Content or suspend access at any time without notice.
This Website and its content are provided on an “as is” and “as available” basis. We do not guarantee that this Website, or any content on it, will always be available, uninterrupted, secure, error-free or free from viruses or other harmful components.
AI-generated content
From time to time, certain Website Content may be created, assisted, summarised, translated or otherwise generated using artificial intelligence tools. We take reasonable steps to review such content before publication, but AI-generated or AI-assisted content may contain inaccuracies, omissions or other errors and should not be treated as legal, financial, investment, trading, tax, regulatory or other professional advice. To the fullest extent permitted by law, we do not accept responsibility for any loss or damage arising from reliance on such content. We may update, amend or remove AI-generated or AI-assisted content at any time without notice.
Market Data
Any market data, pricing, quotes, research, analysis, commentary or other information made available on or through this Website (“Market Data”) is provided for information purposes only. We do not guarantee that any Market Data is accurate, complete, current or error-free. Market Data may be delayed and should not be relied upon for trading, investment or other decision-making purposes. Market Data may be provided by us or third-party providers and may be subject to intellectual property and other proprietary rights. Unless required by law or expressly authorised by us in writing, you must not reproduce, distribute, publish, disclose, display or otherwise make available any Market Data to any third party.
Your Use of this Website
You must use this Website only for lawful purposes. You must not:
- use this Website in breach of any applicable law or regulation;
- use this Website fraudulently, maliciously or for any unlawful purpose;
- attempt to gain unauthorised access to this Website, any server, system, network or database connected to it;
- introduce viruses, malware, trojans, worms, logic bombs or other harmful material;
- interfere with, damage, disrupt or impair the operation, security or availability of this Website;
- use this Website to transmit unsolicited or unauthorised advertising, promotional material or spam; or
- impersonate any person or misrepresent your identity or affiliation with any person or organisation.
We may suspend, restrict or terminate your access to this Website if we believe that you have breached these Terms or that your use of the Website may cause harm to us, another user or any third party. We reserve the right to investigate any suspected misuse of this Website and to report unlawful activity to regulators, law enforcement authorities or other relevant third parties.
Third-Party Materials and Websites
This Website may contain content provided by third parties or links to third-party Websites. Such content and Websites are provided for information only. They are not under our control, and we are not responsible for their content, availability, accuracy, security, policies or practices. The inclusion of any link to a third-party Website does not imply approval, endorsement or recommendation by Finalto.
You access third-party Websites at your own risk and should review the terms and policies that apply to those Websites. You must not create a link to this Website from another Website without our prior written consent. We reserve the right to require you to remove any link to this Website at any time.
Limitation of Liability and Indemnity
Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law, including liability for fraud, fraudulent misrepresentation, or death or personal injury caused by negligence.
To the fullest extent permitted by law, Finalto and its affiliates, officers, employees, agents, licensors and service providers shall not be liable for any loss or damage arising out of or in connection with:
- your access to, use of, inability to use or delay in using this Website;
- reliance on any Website Content or Market Data made available on or through this Website;
- any error, omission, interruption, defect, delay, virus, malware or other harmful component;
- any third-party content, Website, product or service;
- any loss of data, revenue, business, profits, goodwill, anticipated savings or opportunity; or
- any indirect, incidental, special, punitive or consequential loss or damage.
To the fullest extent permitted by law, you agree to indemnify and hold harmless Finalto, its affiliates, officers, employees, agents, licensors and service providers from and against any claims, losses, liabilities, damages, costs and expenses arising out of or in connection with your breach of these Terms, misuse of this Website or infringement of any rights of any third party.
Changes to these Terms
We may amend these Terms from time to time by updating this page. The updated Terms will apply from the date they are published on this Website unless otherwise stated. You should review these Terms periodically to ensure that you understand the terms that apply when you access or use this Website.
Severability
If any provision of these Terms is held to be invalid, illegal or unenforceable, that provision shall be deemed modified to the minimum extent necessary to make it valid, legal and enforceable. If such modification is not possible, the provision shall be deemed deleted. Any modification or deletion shall not affect the validity or enforceability of the remaining provisions.
Waiver
Any failure or delay by us in exercising any right or remedy under these Terms shall not constitute a waiver of that or any other right or remedy.
Governing Law and Jurisdiction
These Terms, their subject matter and formation, and any non-contractual disputes or claims arising out of or in connection with them, shall be governed by the laws of the jurisdiction in which the Finalto group entity operating the Website that you access is authorised. The courts of that jurisdiction shall have non-exclusive jurisdiction over any dispute relating to these Terms.
Effective Date: 24 August 2026
Version 1.0